Michael Zych


Michael has more than 25 years’ experience in the financial services industry.  Most recently Michael was a senior executive at Scotiabank having held the position of Head of Global Fixed Income.


At Scotiabank, Michael had overall responsibility for the strategy and execution of the fixed income business.  His oversight included trading, sales and origination of fixed income products globally as well as credit and interest rate derivatives.    He built, led and managed teams in eleven countries across North America, Latin America, Europe and Asia.  He was a member of both the Global Banking and Markets’ Strategy Committee and Human Investment Committee.


Prior to Scotiabank, Michael worked for Royal Bank of Canada across a broad base of activities including, corporate and commercial banking, risk management, and capital markets.


Michael received a Bachelor of Commerce Degree from McMaster University and a Masters Degree in Business Administration from University of Toronto.   He is a member in good standing with the CFA institute.

Why he’s so passionate about Payments International:

“We look forward to using our global services and experience to solve your commercial problems.”